We are

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Sanctum provides a service to Banks, telecom, and fintech enabling them to financially include the unbankable profitably.

About

Our Company SNACTUM.LLC

Sanctum houses the team, technology, and processes that produced the worlds best financial inclusion service. Our own financial ecosystem enables us to offer our services to a broad clients from a broad range of industries including traditional banks seeking to innovate, fintechs, and telecom.

SANCTUM IN NUMBERS

The number statement of our achievements and journey.

Millions
Customers
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Millions annual Transactions
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Years experience
in industry
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Bank
partners
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Billions USD
annual flows
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MILESTONES

2007
Entered the biometric payment space
2010
Started building our own systems
2015
Created our own biometric payment system with additional modules
2018
80% market Share in Iraq nearly 10 million Card holders
2019
Quadruple profits with Microlending module Netting 100 Million USD per year
2020
Added automated compliance module
2021
Created the US company for international expansion

FINANCIAL ECOSYSTEM SANCTUM'S ROLE A-E

Issure Bank

A. Scheme Sets rules for issuance, acceptance, logo/branding and instructs processing
B. Card as a service

Scheme

Sets rules for issuance, acceptance, logo/branding and instructs processing

Card Holder

Uses card at cash out centers or retail merchants for cash or goods

Processing

Switches, clears, and settles transactions within system and between banks

Acquirer Bank

Hold merchants accounts, debits/credits, based on the instructions from acquirer services

Settlement

Debits/credits issuer and acquirer banks , based on clearing files

Merchant/Exchange Office

accepts card/ bill payments surrenders goods or cash

Acquirer Service

Offers POS devices and account mgmt. services to merchants

TESTIMONIALS OF SYSTEM SUCCESS

THE TEAM

DR. ALADHADH

CEO

DR. ALADHADH

CEO